Tool
Zakat calculator
Updated 6 September 2026
Calculate at the table
Jewellery, salary timing, and hawl are not hidden in this form — they have their own pages, because the schools do not agree. We will not invent a metal price.
Why crypto is valued today, not at purchase price
This is genuinely the most common confusion this calculator exists to clear up. Zakat applies to the value of your wealth on the date it's due, not what you paid for it. If you bought bitcoin at a high price and it's since fallen, you owe zakat on what it's worth today, not on your original purchase price or your unrealized loss. The same works in your favour if an asset has gone up: you owe on today's value either way. This matches the treatment of any other tradeable asset, gold, stock, or business inventory included.
Staking rewards and mixed portfolios
Staking rewards, once received, simply become part of your total zakatable wealth like any other income, valued at today's price alongside everything else. There's no separate calculation needed. If you hold a mix of crypto, cash, and business assets, this calculator adds them together and applies the nisab threshold and 2.5% rate to the combined total, which is the standard approach most contemporary scholars covering digital assets take.
Why the nisab standard matters
Scholars differ on whether the gold or silver standard should be used, and it isn't just an academic distinction: the silver nisab is dramatically lower than the gold nisab in most market conditions, which means more people meet the threshold under the silver standard. Many contemporary scholars recommend silver specifically because it's more inclusive and closer to the threshold's original intent of capturing genuine surplus wealth. This calculator lets you pick either, since this is a real point of scholarly difference, not something we're going to resolve for you.
What this doesn't cover
This calculator handles cash, crypto, and business assets. It doesn't calculate zakat on gold or silver jewelry beyond personal use, agricultural produce, or livestock, each of which has its own separate rules. It also doesn't verify you've held the wealth for a full lunar year (hawl), which is a condition for zakat being due, not just meeting the nisab on a single day.
Quick answers
- Why do I type the gold price?
- A hardcoded price goes stale. Use a source you trust.
- Does this include jewellery?
- No. Schools differ. See the jewellery page.
- Does anything leave this device?
- No. The numbers stay in the browser.
General information, not a fatwa. Where scholars differ, we try to say so. For your situation, ask a scholar you trust.