Does the calculator include jewellery?

No. The disagreement is real. Adding a line would pretend it is settled.

What about platinum or gemstones?

The classical discussion is gold and silver. Other metals and stones are a different, later question — ask your scholar.

Worn versus stored in a box?

Some who exempt “personal use” still treat hoarded gold as zakatable. That line is for your scholar, not a webpage.

Gold bangles on folded linen next to a wooden jewellery box.

In the house

Zakat on gold jewellery you wear

Updated 6 September 2026

This is a known split

Household gold is where zakat stops being a spreadsheet. Bangles in a drawer, a chain worn every day, a gift you never intended as savings. The major schools do not agree.

Hanafi fiqh generally treats gold and silver as zakatable even when they are worn, once you are above nisab and a hawl has passed. The other three surviving schools generally treat jewellery that is actually worn or kept for personal use as exempt, and treat gold held as wealth as a different case. That is a textbook disagreement. It is not a blog invention, and we are not going to “split the difference” with a homemade rate.

What we will not calculate

The zakat calculator asks for cash, crypto, and business assets. It does not ask for grams of gold on your wrist. Putting a jewellery field on that form would force one school into the default. Enter a metal price there only to set nisab, not to value a necklace unless your own scholar has told you to treat that necklace as zakatable wealth.

If you do follow the stricter view

Weigh what you own, use today’s gold or silver price from a source you trust, apply 2.5% after nisab and hawl — the same arithmetic as other zakatable silver and gold. We will not publish a gram price. Prices move. Your jeweller or a live bullion page is the source, not this site.

This is not a fatwa. If the gold matters, ask the person you already ask, and say whether the item is worn, stored, or bought as a store of value. Those facts change the answer in some schools.

Quick answers

Does the calculator include jewellery?: No. The disagreement is real. Adding a line would pretend it is settled.
What about platinum or gemstones?: The classical discussion is gold and silver. Other metals and stones are a different, later question — ask your scholar.
Worn versus stored in a box?: Some who exempt “personal use” still treat hoarded gold as zakatable. That line is for your scholar, not a webpage.

General information, not a fatwa. Where scholars differ, we try to say so. For your situation, ask a scholar you trust.